The High Cost of Ignoring Prevention: What Insurance Really Pays For

We pay for insurance.
Every month, every year, whether we’re sick or not.
But when it comes time to choose how we want to heal, we’re told:
“That’s not covered.”

You want acupuncture? Homeopathy? Trauma healing? Nutritional therapy?
Too bad.

Your insurance will happily pay $10,000 for a drug that doesn’t cure, but not $100 for a holistic session that might prevent the illness altogether.

Why?

The Prevention Paradox

Chronic illness costs the system billions.
One patient with diabetes, heart disease, or autoimmune conditions might cost over $1 million over their lifetime.

What Chronic Illness Really Costs

Let’s break it down. A person with a chronic autoimmune condition may face:

• Dozens of specialist visits
• Constant lab work, MRIs, CTs
• Biologic drugs: $2,000–$5,000 per month
• ER trips, hospital stays
• Lost work, mental health strain, side effects

Total over 10–20 years? Easily over $1 million.

And yet, this same person may never be offered:

• Emotional trauma healing
• Nutritional counseling
• Homeopathy or acupuncture
• Somatic therapy or energy work

Why?
Because none of it is reimbursed.
To the system, these options are invisible—even if they work.

And yet, when it comes to real prevention—the kind that keeps people healthy in the first place—insurance steps aside.

Unless it’s a vaccine, the system simply isn’t interested.

Let’s be clear:
This isn’t an anti-vaccine argument. Vaccines can play a role in public health.

But we must ask:

Why are only certain kinds of prevention considered “real medicine”?

Why do we fund pharmaceutical interventions through public tax dollars…
…while leaving holistic, patient-centered approaches—like acupuncture, homeopathy, or lifestyle medicine—completely out of the system?

You Pay. But You Don’t Get to Choose.

You pay your premiums.
But you don’t get to choose how to care for your body.

That choice has been handed over to insurance companies and government policy—often shaped by pharmaceutical and corporate interests.

They decide what’s valid.
They decide what’s covered.
They decide what your healing is worth.

You want root-cause medicine?
You want to get well instead of staying medicated?

The system says: “That’s not our business.”

Industry Over People

Governments subsidize vaccines and pharmaceutical drugs—but not prevention that can't be patented.
So we must ask:

Is this system really about health? Or about industry profit?

When billions flow into preventive products but almost nothing into preventive practices, we see whose health is prioritized.

It’s not yours.
It’s not the community’s.
It’s the bottom line.

A New Paradigm Is Possible

What if we flipped the script?

• What if insurance covered healing, not just treatment?
• What if prevention wasn’t the fringe, but the foundation?
• What if you had real choice in how you heal?

Imagine a system that invests in:

✅ Nutritionists and homeopaths
✅ Acupuncture and energy medicine
✅ Emotional and spiritual well-being
✅ Community-based, root-cause care

This wouldn't just save billions.
It would restore lives.

Real Healthcare Is Wholeness

Healthcare should be about more than extending life—it should be about restoring wholeness.

And that begins when we stop asking,

“What does the system allow?”
…and start asking,
“What kind of healing do we deserve?”

Because if we’re paying into a system,
we should have the freedom to choose how we stay well.

And if prevention works—
it’s time to pay for it.